Sealed Pot Challenge

We currently have a weekly budget of £60 for food, nappies, baby milk, laundry etc for our family of four (our children are 3 and 3 weeks old)

We dont always spend the £60 but somehow the money vanishes out of my purse 😉

So my plan from now is to take the £60 out of the bank before I shop on a friday (instead of using the bank card) and use that £60 for my shopping which I will run from friday-friday, and once friday comes around again I will put anything leftover from the previous week into a sealed pot and wont touch it again till a certain time (I am thinking Christmas at the moment)

At the moment I am using a old ice cream tub which OH cut a coin hole in the lid and we have glued the lid on, then come Christmas time (if that is when I do decide to open it) as its plastic I can just cut it open and get counting 🙂

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Making easy money

There are a couple of cashback websites I use to make extra money, I usually keep the cashback in the relevant sites bank and only request my money when I need it for something in particular like Christmas or a UK holiday, when you join the sites you can set your account so it pays out as soon as you earn £1 or you can make it higher so you have to request it by setting it to say £1000, you can request your money anytime as soon as it shows payable on the website.

The websites are really easy to use, if you want to buy something from sayDebenhams then best thing to do is go to the cashback sites first and see if there are any offers on for Debenhams if there is you make sure you are logged into your cashback account then you ‘click through to Debenhams’ from the cashback site, the cashback site then tracks your visit and as soon as they receive the money from Debenhams for your visit it becomes payable to you.

The two main ones in the UK are:

Quidco – http://www.quidco.com/user/534697/122697 Quidco charge you £5 a year for using them but you dont have to physically give them the money, they will take it out of any cashback you earn in that year, so if you dont earn any in that year then you dont pay the £5

Topcashback – http://www.topcashback.co.uk/ref/rachaelsiriusmarie?source=tellafriend Topcashback dont charge you a yearly fee and often have top ups offered on their site which means if Quidco are offering £60 cashback with a new phone contract with Virgin then topcashback top it up themselves to £62

Everytime I want to online shop, renew my car, home, life insurance then I always check these two sites first to see who is offering the best cashback (after checking the lowest renewal figures from a comparison site)

There are surveys site where companies pay you to do short surveys, the ones I use are Pinecone Research and New Vista there are more which I am looking into using as well, pinecone pay you £3 per survey, when you first join with Pinecone you are paid in Luncheon vouchers which you can use at many eateries and Asda, once you have been with them for a while you can choose to be paid by paypal.

New Vista give you points for a survey depending on how long the survey was, once you have 50 points they will send you a cheque for £50.

The biggest earner for me is Swagbucks – http://www.swagbucks.com/refer/rachaelmaine last year I made on average £25 a month and I could have made double that had I really tried harder, you do various things on the website like watch videos, play games, do surveys and you are paid in swagbucks, you then swap your swagbucks for gift vouchers, the best value for money ones being paypal and amazon, I chose to always get amazon vouchers and by christmas last year I had £300 in my amazon account for presents.

Total earnings for me last year doing my various survey sites and cashback sites was £1000 which paid for christmas and our family holiday to Center Parcs 🙂

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Hanson Party

I’ve been a Hanson fan since they burst onto the scene 16 years ago (but have been a band and performing since 1992) in 2003 I finally got to see Hanson live and met some awesome people in the queue who are now my best friends.  We would always arrange to see each other every other month even if there was nothing Hanson related to do (we also try and go to every show Hanson do in the UK and sometimes abroad together) and we would do something, see a concert by another band, go see Derren Brown anything really, sometimes just chilling in our houses watching old school Hanson videos and having fun.

We havent been able to do that for a while as we get older life kind of gets in the way, some of us have met partners, bought houses and had children, its not easy to think of yourself when you have “adult” priorities that you didnt once have.

Anyway C has offered for me, L, C2 and A to go to her house for 2 days (1 night) to have a Hanson party to celebrate the release of their latest album “Anthem”

I CANNOT wait, I havent done something like this for at least 7 years, so its going to be a blast, having nice food, nice drinks, lovely company and chat and fangirl Hanson-ness 🙂

R xx

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Where it all began

So here I sit nearly 32, living with my partner of 6 years and our 2 children (aged 3 years old and 14 days old) wondering what the future brings for my little happy family and what I want from life now my family is complete.

And I want what most women want to be able to fit into the clothes she wore when she was 17 and a nicely cushioned bank account. (lol)

So this is my journey, my families journey into weight loss, eating healthy, being frugal and paying off any debt.

P.S one main aim is to be able to pay off debt and save enough money to get married in 2017 and have an awesome family holiday/honeymoon in Florida

R xx

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